Frequently Asked Questions (FAQs)
Q: What financing options do you offer?
A: We offer financing through Synchrony Car Care™ and Snap Finance, giving you flexible payment options whether you have excellent credit or are working to rebuild it.
Q: Will applying for financing hurt my credit score?
A: No, checking your eligibility with Synchrony or Snap Finance involves a soft credit check, which does not impact your credit score. However, if you proceed with full approval and open an account, a hard credit inquiry may be performed.
Q: What’s the difference between Synchrony Car Care and Snap Finance?
A:
- Synchrony Car Care™ is ideal for customers with good to excellent credit. It offers promotional financing plans, often with 0% interest if paid in full during the promo period.
- Snap Finance is designed for customers who might not qualify for traditional credit. Instead of relying solely on your credit score, Snap reviews your banking history and other financial data to determine eligibility.
Q: How fast can I get approved?
A: In most cases, you’ll receive an instant decision. Both Synchrony and Snap Finance have quick application processes, so you won’t have to wait to get your vehicle back on the road.
Q: How long are the payment terms?
A:
- Synchrony Car Care™ offers flexible plans and promotional terms, typically ranging from 6 to 24 months depending on the purchase amount and current offers.
- Snap Finance provides payment terms up to 12 months, with flexible payment schedules.
Q: Can I pay off my financing early?
A: Yes! With both Synchrony and Snap Finance, you can pay off your balance early. For Snap Finance, early repayment can help you save on overall costs. Be sure to check your specific plan details for any applicable conditions.
Q: Do I have to apply at the shop, or can I do it online?
A: You can apply in person, online, or even over the phone. We’re happy to help you find the most convenient option.
Q: What if I have more questions about financing?
A: We’re here to help! You can speak with our team anytime. Call us or ask when you visit — we’ll walk you through all the details, with no pressure and no hidden fees.
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Fort Lauderdale: (954) 983-3005
Davie: (954) 472-2662