Financing
Flexible Financing Options for Transmission Services
Get your drive back and pay over time. At Gold Coast Transmissions, we understand that major transmission repairs and rebuilds can come as an unexpected expense, one that can disrupt your daily life. To make sure you do not have to put off critical repairs, we offer a range of flexible financing solutions tailored to fit your financial situation and keep you moving.
How to Get Started
Applying for financing at Gold Coast Transmissions is quick, transparent, and hassle-free. Choose the option that suits you best:
- In Person: Simply ask about financing when you bring in your vehicle. Our friendly team will guide you through available programs and help you apply on-site.
- Online: Prefer to start from home? You can pre-qualify with Synchrony or Snap Finance directly on their websites with no impact on your credit score for checking eligibility.
- By Phone: Call either of our locations, and we’ll help you explore your options and complete your application over the phone.
Fort Lauderdale: 954-983-3005
Davie: 954-472-2662
Available Financing Programs
Synchrony Car Care™
A trusted and widely recognized name in automotive financing, Synchrony Car Care offers promotional financing options for purchases of $199 or more.
Key benefits include:
- 0% Interest Promotional Plans (if paid in full within the promotional period)
- Use your Synchrony Car Care card at thousands of auto service locations nationwide
- Easy online account management and secure payment options
Best for: Customers with good to excellent credit who want to manage payments over time without incurring interest charges if paid on time.
Snap Finance
Snap Finance is an excellent alternative for customers who might not qualify for traditional credit. Snap’s unique approach goes beyond standard credit checks, using alternative data to provide access to financing for more people.
- No Credit Needed: Snap doesn’t rely solely on FICO scores. Instead, they use a soft credit check and consider additional information such as your banking history, income patterns, and other alternative data points. This means even if you have a limited or challenging credit history, you may still qualify.
- Bank Account Insights: By analyzing recent banking activity and cash flow, Snap can gauge your ability to make payments responsibly, making it more inclusive for customers who have been denied traditional credit.
- High Approval Rates: Snap Finance’s alternative underwriting model leads to higher approval chances compared to traditional credit applications.
Know Before You Sign
We want every customer to feel empowered and informed when financing their transmission repairs. Here are some important tips:
- Understand Deferred Interest Terms: Deferred interest means you must pay the full balance before the promotional period ends to avoid interest charges. If not paid off in time, interest applies retroactively.
- Review the Total Cost: Especially with Snap Finance, review your payment schedule and total repayment amount.
- Ask Questions: We believe in total transparency — no surprises, no hidden fees, and no pressure.
Need help deciding which option fits you best? Our experienced team is here to walk you through it step by step. We’ll help you choose a financing solution that fits your needs and supports your peace of mind down the road.
Frequently Asked Questions (FAQs)
Q: What financing options do you offer?
A: We offer financing through Synchrony Car Care™ and Snap Finance, giving you flexible payment options whether you have excellent credit or are working to rebuild it.
Q: Will applying for financing hurt my credit score?
A: No, checking your eligibility with Synchrony or Snap Finance involves a soft credit check, which does not impact your credit score. However, if you proceed with full approval and open an account, a hard credit inquiry may be performed.
Q: What’s the difference between Synchrony Car Care and Snap Finance?
A:
- Synchrony Car Care™ is ideal for customers with good to excellent credit. It offers promotional financing plans, often with 0% interest if paid in full during the promo period.
- Snap Finance is designed for customers who might not qualify for traditional credit. Instead of relying solely on your credit score, Snap reviews your banking history and other financial data to determine eligibility.
Q: How fast can I get approved?
A: In most cases, you’ll receive an instant decision. Both Synchrony and Snap Finance have quick application processes, so you won’t have to wait to get your vehicle back on the road.
Q: How long are the payment terms?
A:
- Synchrony Car Care™ offers flexible plans and promotional terms, typically ranging from 6 to 24 months depending on the purchase amount and current offers.
- Snap Finance provides payment terms up to 12 months, with flexible payment schedules.
Q: Can I pay off my financing early?
A: Yes! With both Synchrony and Snap Finance, you can pay off your balance early. For Snap Finance, early repayment can help you save on overall costs. Be sure to check your specific plan details for any applicable conditions.
Q: Do I have to apply at the shop, or can I do it online?
A: You can apply in person, online, or even over the phone. We’re happy to help you find the most convenient option.
Q: What if I have more questions about financing?
A: We’re here to help! You can speak with our team anytime. Call us or ask when you visit — we’ll walk you through all the details, with no pressure and no hidden fees.